Paragon Realtors Real Estate

Advice for Agents

Revised HUD Guidance on Assistance Animals | Technically Speaking

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Technically Speaking: HUD Reverses Policy on Assistance Animals

HUD has issued new guidance on Assistance Animals in housing, repealing all prior policy guidance and relying more on the “trained service animal” standard under the Americans With Disabilities Act (ADA). This eliminates the prior presumption that requests for untrained [...]

Why you should start writing more Handwritten Notes

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A handwritten note creates a feeling that digital communication just can’t replicate. It shows someone that you paused your day, thought about them personally, and took the time to put pen to paper. That kind of effort stands out now because it’s become so uncommon. People don’t usually save emails or screenshots of text messages, but they [...]

Technically Speaking: When an Agent Can Assist With a Mobile Home

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When is a Manufactured Home Considered Real Property?

Texas routinely ranks #1 in the nation for new Manufactured Housing shipped, and over 15,000 new and 3000 used units were titled in 2025 alone, according to the Texas Manufactured Housing Association.

Manufactured housing is definitely a contributor to the Texas housing market—but it [...]

Technically Speaking : Redesigned Appraisal Report

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Redesigned Appraisal Report & New Data Guidelines

The Uniform Residential Appraisal Report (URAR), required by Fannie Mae & Freddie Mac as part of their loan underwriting guidelines, has received a much-needed overhaul, utilizing the Uniform Appraisal Dataset (UAD) 3.6. The last major update to the Appraisal Report/UAD was about 15 years [...]

Technically Speaking : Extending the Option Period

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Extending the Termination Option in Texas Real Estate Contracts

When one of the parties needs more Option time than originally anticipated, the parties can mutually agree to an extension of the Option Period. Read more about the Termination Option [...]

Technically Speaking : Termination Option Period

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The Termination Option in Texas Real Estate Contracts

The contract forms promulgated by the Texas Real Estate Commission (TREC) have a somewhat peculiar provision called the Option Period. You may have heard the term “option contract” before, but options in real estate contracts are typically concerned with the [...]

Technically Speaking : Property Condition Disclosures

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Seller’s Disclosure Regarding Property Condition

In the olden days, property transactions were governed by “buyer beware” and the seller had no duty to disclose known conditions. In the 1990s, however, both Texas and Oklahoma legislatures realized that sellers should have a legal duty to disclose known defects. While buyers do still bear [...]

Technically Speaking : Lead Based Paint

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Do the signatures & dates on a Lead-Based Paint Addendum really matter?

Absolutely, they do!

Absolutely! The Seller's (or Landlord's) disclosure of lead-based paint hazards is required by federal law - and brokers are also required to ensure compliance. Sellers (Landlords) must disclose known hazards or reports to Buyers (Tenants), who must [...]

Technically Speaking : Joinder of Spouse

Imagine of a businessperson directing a customer where to sign

Why is my spouse (or ex-spouse) being required to sign documents when they aren’t on the loan or title?

Short answer: In Texas, the primary factor is homestead law, secondary to community property laws. If the property is (or could be) the couple’s homestead, both spouses must consent to sell or mortgage it. Title insurers and lenders build [...]

Technically Speaking : Escrow Agent

Image of Paragraph 5A of the TREC Contract

Who is the “Escrow Agent” and what do I put in Para. 5?

Escrow is the process of placing funds in trust with a third party until all conditions are met. The Escrow Agent for our TREC contracts is the neutral third party holding trust funds, conducting the closing, and making disbursements after the closing and funding. This could be a [...]

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